1. MOTOR PRIVATE INSURANCE
This insurance covers your private vehicle against accidental damage, loss to the vehicle and third party liabilities arising out of use of the vehicle. The cover is suitable for vehicles used for Leisure, social, domestic and own private business.
This insurance covers your private vehicle against accidental damage, loss to the vehicle and third party liabilities arising out of use of the vehicle. The cover is suitable for vehicles used for Leisure, social, domestic and own private business.
SCOPE OF COVER
Comprehensive: Covers the following :
- Accidental damage.
Theft of the vehicle.
Passenger liability excluding driver, insured and family member of insured person.
Third part liability both property and death or injury of persons out of vehicle.
Third Party Fire & Theft: covers the following:
- Theft of the vehicle.
Passenger liability excluding driver, insured and family member of insured person
Third party liability both property and death or injury of persons out of vehicle
Third Party Only
It is a mandatory cover according to the law of Kenya.
It covers third party liability both property damage and death or injury to third party persons.
Comprehensive: Covers the following :
- Accidental damage.
Theft of the vehicle.
Passenger liability excluding driver, insured and family member of insured person.
Third part liability both property and death or injury of persons out of vehicle.
Third Party Fire & Theft: covers the following:
- Theft of the vehicle.
Passenger liability excluding driver, insured and family member of insured person
Third party liability both property and death or injury of persons out of vehicle
Third Party Only
It is a mandatory cover according to the law of Kenya.
It covers third party liability both property damage and death or injury to third party persons.
2. MOTOR COMMERCIAL INSURANCE
This policy covers vehicles used for commercial purposes against accidental damage, loss to the vehicle and third party liabilities.
This policy has various classifications:
a) Motor Commercial own good - Vehicles used for own use and not for hire and reward.
b) Motor commercial General Cartage:-For hire and reward.
c) Motor Commercial Institutional vehicles:-Includes school bus, school vans etc. vehicles that belong to institutions such as school, companies, churches e.t.c.
d) Motor Commercial Oil Tankers-Includes tankers that are used to carry petrol and oil product.
e) Motor Commercial PSVs that include - taxi. matatus e.t.c.
f) Motor Commercial Special type- Includes tractors, rollers, and excavators, loaders etc.
This policy covers vehicles used for commercial purposes against accidental damage, loss to the vehicle and third party liabilities.
This policy has various classifications:
a) Motor Commercial own good - Vehicles used for own use and not for hire and reward.
b) Motor commercial General Cartage:-For hire and reward.
c) Motor Commercial Institutional vehicles:-Includes school bus, school vans etc. vehicles that belong to institutions such as school, companies, churches e.t.c.
d) Motor Commercial Oil Tankers-Includes tankers that are used to carry petrol and oil product.
e) Motor Commercial PSVs that include - taxi. matatus e.t.c.
f) Motor Commercial Special type- Includes tractors, rollers, and excavators, loaders etc.
3. MOTORCYCLE INSURANCE
This insurance indemnifies the insured against loss or damage by accidental means, theft, fire, malicious damage and third party liabilities (death, injuries and property damage) arising out of use of motor cycle owned or operated by the insured.
This insurance be categorized under:
Motorcycle Private - used for social,domestic,pleasure and for private business.
Motorcycle PSV (Bodaboda)- use for transportation of passengers and/or goods.
This insurance indemnifies the insured against loss or damage by accidental means, theft, fire, malicious damage and third party liabilities (death, injuries and property damage) arising out of use of motor cycle owned or operated by the insured.
This insurance be categorized under:
Motorcycle Private - used for social,domestic,pleasure and for private business.
Motorcycle PSV (Bodaboda)- use for transportation of passengers and/or goods.
